Down Payment Assistance

There are a growing number of options for people who want to buy a home, can make the monthly payments but have little or no down payment.  First Option Mortgage is a leader in affordable housing solutions, from down payment assistance grants to interest-free second mortgages and other special mortgage programs.  Owning a home is easier than ever with these affordable loan programs!

First Option Mortgage offers different forms of Down Payment Assistance Programs. 

• Grants of 3%, 4% or 5% of the 1^st mortgage amount, require no repayments. 
• Forgivable second lien requires no repayments 
• Deferred payments
• Silent Seconds
• Not limited to first-time homebuyers
• Programs can be used for down payment, closing cost assistance and more
• Available for FHA, VA and Conventional Home Loans
• Specialty programs available for teachers, firefighters, police officers, Veterans and more

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Let's See If You're Eligible